A. Policy Analysis

You believe that more than 80% of people are not sure what kind of insurance they have
Did your parents buy your policy for you when you were a child? Has it been 2 years since your policy was reviewed?
Now you are making monthly insurance payments, but if something happens only to find out that the insurance you bought doesn’t pay enough/can’t pay.
Afterwards, you want to add/buy a new policy but are denied; you will only lose out if the insurance doesn’t work when you are fine.
But once something happens, it is a life saver for you, to ensure that your wallet will not be short of a large mouthful
Let us help you do a complete policy analysis so you can fully understand your policy.

A complete policy analysis is a life saver

Understand your policy well to ensure that you don't run out of money

Did your parents buy your policy for you when you were a child?

If so, you need a new policy analysis, otherwise in case of an accident, you will find that the insurance you bought is not enough to cover

Has it been 2 years since your policy was reviewed?

If you are not sure, please make sure to come to us for a policy analysis to avoid a situation where the policy will not pay out if something happens to you

What can a complete policy analysis help with?

Fully understand your own policy, when necessary is a life-saver, but also to ensure that your wallet does not lack a large mouth

B. Key Person Program

Key person could be ：
Key Administrative Staff
Backbone staff
Full-time Director
Working Partners
Employees with professional skills
After spending a lot of time and money building your business, the last thing you want to think about is :
If something happens to a key person in the business, it could lead to significant financial losses and stress on business operations.
So how will the company cover its lost sales and pay off its debts?
This is where the Key Person Program comes in handy to protect your business and your family.

Resulting in significant financial losses and operational stress to the business

Protect your business and your family

Covering sales losses and repaying debt

Who are the key people?

Key executives, key employees, full time directors, working partners and employees with specialized skills

What are the side effects that result if something happens to a key person in the business?

This has the potential to cause significant financial losses and operational stress to the business

How will the company cover the loss of sales and pay off its debts?

In the absence of a key person program, mission debt is not enough to make up for lost sales, so this is where the key person program comes in handy

C. Heritage Program

An essential tool for wealth transfer
How to break the curse of ‘no wealth beyond three generations’?
Many people have said that wealth does not last three generations,
but there are people who are able to ‘Generations of millions’,
and how on earth did millions of people for generations do it?

In fact, the key to being richer than three generations is two things :

[Heritage] and [Guarantee]
In fact, insurance is a necessary tool for wealth transmission,
using insurance well is a sure way to pass on your wealth.
The outstanding advantages of insurance are stability, security and financial leverage.
For wealth transmission, the most important benefit is security.

Breaking the curse of 'no more than three generations of wealth'

Good insurance is the way to pass on wealth

Insurance is an essential tool for wealth transfer

Stability, security and financial leverage

How to break the curse of 'no wealth beyond three generations'?

To break the spell, you must sharpen the necessary tools of wealth inheritance this knife, with a good weapon in order to fight invincible

and how on earth did millions of people for generations do it?

Millions of people have been able to do this for generations because they, too, cannot do without a well-developed succession plan

What method can you want to be richer than three generations?

The key to wealthy over three generations is in two things, that is, [inheritance] and [protection], however, insurance is a necessary tool for wealth inheritance and the way to inherit wealth

D. Debt Offset Program

Did you know that when you pass away, the debt will be borne by someone you love?
Have you ever thought about who will take care of all your debts in case you get sick one day?
Have you ever thought about setting aside a sum of money to settle all your debts when something bad happens to you?
Stay in love, not in debt, and let us calculate for you how big an umbrella you need to protect your debt!

Leave love, not debt

Umbrella to protect your debts

Did you know that when you pass away, the debt will be borne by someone you love?

Because you did not buy any insurance policy at the time of your death, your loved ones must assume your debts, such as monthly payments on the house, monthly payments on the car, and some minor debts

Have you ever thought about who will take care of all your debts in case you get sick one day?

Your nearest and dearest have to bear all your debts under pressure because your source of income is completely cut off during your illness

Have you ever thought about setting aside a sum of money to settle all your debts when something bad happens to you?

A debt offset plan can leave you with money in the event of a tragedy so that your loved ones have a shield to protect them in the future

E. Income Protection Plan

Income protection is the extra cash that can be given to you in the nick of time.
You don’t need to worry about living expenses even if you don’t work for 3-5 years, and this money can be used to pay for large and small expenses in life.
Do you have enough reserve funds in case of an unfortunate risk?
Do you have a program that takes care of all aspects of your living expenses?
This program assists you in turning a small amount of money into a large amount of money when necessary.

A sum of extra cash

A little money becomes a lot of money when necessary

You don't need to worry about living expenses even if you don't work for several years

Do you have enough reserve funds in case of an unfortunate risk?

The reserve fund is to have a protection in case of risk, such as: company collapse, so that 3-5 years do not work and do not need to worry about living expenses

Do you have a program that takes care of all aspects of your living expenses?

If not, you must join this program because it will help you turn a small amount of money into a large amount of money when necessary

Can you go short years without work?

Yes, because you are enrolled in the Income Protection Plan, which gives you extra cash in the nick of time.

Medicare Planning